Are you still renting? What are you waiting for? Interest rates are going up! These low home prices won't be here forever! Call today to enroll in our buyready program!

Just a Few Reasons to Call Us Right Now.

  • VA Loan Closings in 21 Days
  • VA Fixed Rates Starting at 3.65% APR
  • VA Jumbo Fixed Rates 3.75% APR
  • VA Streamline Refi - 3.75% APR      
  • VA Zero Down to $987,500
  • Commercial Refinancing Starting at 4%
  • USDA B&I
  • Winery Financing Available
  • SBA Loans 7(a) and 504
  • Apartments, Hotels and Assisted Living


Hear what our customers have to say.

"I recently was in the market to purchase a second residence in the Mesa area.   I  did a lot of research on the internet for a mortgage company and a good realtor.  I  found the perfect combination in Chad Hartman and Victoria Peeples at Merchants Realty & Loan!  Chad is the mortgage banker and Victoria is the realtor.  It was wonderful to work with two people from the same company to find and then purchase the home.  Chad was able to prequalify me for this purchase in a very short time.     Then Victoria took over!  She showed us probably 15 homes.   We found one that we liked and put a bid on it.  It was accepted and then the real work began.   Because of all of the problems that have happened in the real estate and banking industries over the last few years, I had to jump through many hoops.  Throughout the process, both Chad and Victoria were incredible.  They answered my endless questions promptly and thoroughly.  Whenever I sent an email, I got a response immediately.   The whole process took about six weeks.    I feel as though Chad and Victoria have become friends during these six weeks.  I would absolutely recommend them and Merchants Realty & Loan to anyone who is in the market to buy a house.  They are both  true professionals!!"

- Sheila Rogers